Chaingateway vs Tatum: Pricing, Chains and Webhooks Compared
Tatum sells blockchain infrastructure on credits with a free plan. Chaingateway is a payments API with flat monthly plans. Both compared on pricing model, chains, webhooks and wallet keys — every Tatum fact sourced.
If you are weighing Tatum against Chaingateway, this page puts them side by side on the points that decide a payments integration: how you are billed, what the entry price is, whether there is a free option, how many chains each covers, and how webhooks and wallet keys work. Tatum clearly wins some rows — chain count and a permanent free plan — and Chaingateway wins others. Every statement about Tatum is taken from Tatum's own website and linked below.
Two products, two positionings
Tatum's homepage lists blockchain RPCs, smart wallets, a blockchain data API, Web3 notifications and a crypto price API. Its stated headline subtitle: "Get everything you need to power modern blockchain applications."
One REST API to send tokens, detect deposits and trigger webhooks for on-chain events — built for production teams. Aimed at solo developers, bootstrappers and small payment teams.
Tatum vs Chaingateway side by side
Competitor details as listed on their websites on 5 Nov 2026: tatum.io/pricing and tatum.io. Prices, limits and plans change, so check the source before you decide. Chaingateway details come from our pricing page and the API reference.
| Feature | Tatum | Chaingateway |
|---|---|---|
| Positioning | Infrastructure platform: blockchain RPC, data API, notifications, smart wallets and price API ("Enterprise-Grade Blockchain Infrastructure"). | Unified REST API for crypto payments and webhooks: create addresses, send tokens, detect deposits. |
| Pricing model | Credit-based subscription, billed monthly, yearly or for two years. Unused credits do not roll over. At your limit you are upgraded to the next tier automatically (can be switched off). | Four flat monthly plans (Plus, Pro, Premium, Enterprise) with fixed limits for transactions, wallets, webhooks and requests. Past a limit the API returns an error asking you to upgrade. |
| Entry price | Free plan, then paid plans from $49/month (Starter, 4M credits). Optional dedicated API keys with guaranteed throughput from $99/month (10 requests/s). | €49/month (Plus), or €490/year, which is two months free. Higher plans: €99, €249 and €499/month. |
| Free option | Yes, a free plan: 100K lifetime credits, 2 API keys, 3 requests/s on full nodes, 100 notifications/month, 5 subscriptions. | No permanent free plan. Every plan starts with a 7-day free trial — no card, no KYC to begin. |
| Chains | "130+ blockchains" for RPC on the homepage; "100+ blockchain protocols" in other copy. | 7: Bitcoin, Ethereum, TRON, Solana, BNB Smart Chain, Polygon, Arbitrum. The same API on every plan. |
| Webhooks | Yes, under Web3 Notifications ("Easy-to-use Webhooks"). The free plan includes 100 notifications/month. | On six chains (Bitcoin, Ethereum, TRON, BSC, Polygon, Arbitrum), not on Solana. Failed notifications can be retried on demand through the API. |
| Wallet keys | Smart Wallets: "Create MPC wallets, sign transactions, sponsor gas". The custody model is not stated on the pages we read. | Described as non-custodial. Two wallet modes: password-protected (the key is stored encrypted, the password is never stored) or unsecured (the API hands you the private key). |
| Paying the subscription | Bank transfer and card. Crypto payments are listed as "currently" in development. | Subscription billing supports a crypto payment method (for example USDT on TRON). |
| Beyond payments | RPC nodes, blockchain data API, crypto price API, smart wallets, notifications. | Focused on payments: addresses and wallets, token transfers, deposit webhooks, plus per-chain block and transaction lookups. |
Where a cell says a detail is not stated, it was not on the pages we read on 5 Nov 2026 — it does not mean Tatum lacks it.
Choose Tatum or Chaingateway?
- You need a blockchain outside Chaingateway's seven — Tatum's pages state 130+.
- You want a permanent free plan to prototype on (100K lifetime credits, usable "forever" per their pricing page).
- You need more than payments: RPC node access, a blockchain data API, price data or MPC smart wallets.
- You want a dedicated API key with guaranteed throughput (from $99/month for 10 requests/s).
- Your core job is crypto payments: deposit addresses, token sends and webhooks on Bitcoin, Ethereum, TRON, BSC, Polygon or Arbitrum.
- You prefer a flat EUR price with limits stated in transactions, wallets, webhooks and requests over a credit balance.
- You want to pay your subscription in crypto.
- You want to test for 7 days with no card and no KYC, with the same API on every plan.
FAQ: Chaingateway vs Tatum
Test Chaingateway against your own volume
Create an account and run your own payment flow on testnet — 7-day trial, no card, no KYC. Compare the limits on the pricing page, or see the multi-chain blockchain API for all seven chains.
Reviewed by Maurice Sobiera How we write these pages